The European Commission\u2019s draft Solvency II Delegated Regulation is a major step toward reshaping Europe\u2019s prudential framework. While supportive of its ambition, Insurance Europe has stressed that improvements are needed in three critical areas:<\/p>\n
Reducing volatility:<\/strong>\u00a0avoid artificial swings in solvency ratios by refining the volatility adjustment and interest rate risk calibration. This follows recent analysis from SCOR, which highlighted the delicate balance between solvency strength, capital efficiency, and reinsurance as a tool for capital management. The debate reflects a common theme: Europe\u2019s insurers need a framework that supports growth and resilience, while avoiding regulatory fragmentation.<\/p>\n At iQuant Solutions, we continue to monitor the evolution of Solvency II and support our clients in preparing for the implementation date with adaptable and efficient reporting solutions.<\/p>\n Read Insurance Europe\u2019s full response: https:\/\/www.insuranceeurope.eu\/mediaitem\/6b454a80-403b-4433-aa03-8bcb2a29ff15\/Response+to+EC+Solvency+II+Better+Regulation+consultation.pdf?inline=1<\/p>\n Access the 2024 SCOR review: https:\/\/www.scor.com\/en\/expert-views\/solvency-reinsurance-europe-review-solvency-ii-report-year-end-2024<\/p>\n","protected":false},"excerpt":{"rendered":" The European Commission\u2019s draft Solvency II Delegated Regulation is a major step toward reshaping Europe\u2019s prudential framework. While supportive of its ambition, Insurance Europe has stressed that improvements are needed in three critical areas: Reducing volatility:\u00a0avoid artificial swings in solvency ratios by refining the volatility adjustment and interest rate risk […]<\/p>\n","protected":false},"author":5,"featured_media":1094,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,4,29],"tags":[64,63,46,55],"class_list":["post-1095","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fund_reporting","category-regulation","category-solvency-ii","tag-euregulation","tag-insurance","tag-iquantsoltutions","tag-solvencyii"],"_links":{"self":[{"href":"https:\/\/iquantsolutions.com\/wpblog\/wp-json\/wp\/v2\/posts\/1095","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iquantsolutions.com\/wpblog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iquantsolutions.com\/wpblog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iquantsolutions.com\/wpblog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/iquantsolutions.com\/wpblog\/wp-json\/wp\/v2\/comments?post=1095"}],"version-history":[{"count":6,"href":"https:\/\/iquantsolutions.com\/wpblog\/wp-json\/wp\/v2\/posts\/1095\/revisions"}],"predecessor-version":[{"id":1101,"href":"https:\/\/iquantsolutions.com\/wpblog\/wp-json\/wp\/v2\/posts\/1095\/revisions\/1101"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iquantsolutions.com\/wpblog\/wp-json\/wp\/v2\/media\/1094"}],"wp:attachment":[{"href":"https:\/\/iquantsolutions.com\/wpblog\/wp-json\/wp\/v2\/media?parent=1095"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iquantsolutions.com\/wpblog\/wp-json\/wp\/v2\/categories?post=1095"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iquantsolutions.com\/wpblog\/wp-json\/wp\/v2\/tags?post=1095"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nFostering growth and competitiveness: <\/strong>ensure European insurers can compete globally and channel more capital into infrastructure, small and medium-sized enterprises, and the green transition.
\nReducing operational burdens:<\/strong>\u00a0deliver genuine simplification in reporting and proportionality, rather than duplicating or shifting compliance costs.<\/p>\n